Certificate of Deposit
| Type | Minimum | Rate | APY |
|---|---|---|---|
| 6 Month | $2,500 | 0.01% | 0.01% |
| 12 Month | $500 | 0.01% | 0.01% |
| 18 Month | $500 | 0.01% | 0.01% |
| 24 Month | $500 | 0.01% | 0.01% |
| 30 Month - Step up CD | $500 | 0.01% | 0.01% |
| 36 Month | $500 | 0.01% | 0.01% |
| 42 Month | $500 | 0.01% | 0.01% |
| 48 Month | $500 | 0.11% | 0.11% |
| 60 Month | $500 | 0.16% | 0.16% |
• APY compounded semi-annually
• Penalty for early withdrawal
Individual Retirement Accounts
| Type | Minimum | Rate | APY |
|---|---|---|---|
| 18 Month IRA | $100 | .06% | .06% |
| 42 Month IRA | $100 | .16% | .16% |
| Variable IRA (APY compounded daily) | $25 | .26% | .26% |
Certificates of Deposit, IRA, Checking, Savings, Health Savings. Rates Deposit Rates We can help you choose the right account! Visit one of our convenient locations or call today. When you click Continue, you will leave this site and be transferred to a site endorsed by WaterStone Bank. Relationship Pricing Increase are included in above rates. 12-29 months have a 0.10% APY increase, 30-47 months have a 0.15% APY increase, and 48-60 months have a 0.20% APY increase.
- Bank offers a variety of terms for its certificates of deposit; however, the bank’s rates are lackluster by and large. The bank offers standard CDs with terms ranging from one month to 60.
- Bank Rate Minimum Deposit To Open; Delta Community Credit Union: 1.25% APY: $1,000: First National Bank of America: 1.00% APY: $1,000: Golden 1 Credit Union: 0.90% APY: $500: The Federal Reserve.
• APY compounded semi-annually
• Penalty for early withdrawal if not of age
The Club & PrimeTimers' Club Checking Accounts
| Amount | Rate | APY |
|---|---|---|
| $300 - $4,999.99 balances | 0.11% | 0.11% |
| $5,000 - $24,999.99 balances | 0.11% | 0.11% |
| $25,000+ | 0.16% |
• APY compounded daily
• Variable Rate
Statement Savings Accounts and Smart Savers Club
| Amount | Rate | APY |
|---|---|---|
| $50 - $24,999.99 balances | 0.11% | 0.11% |
| $25,000 and over balances | 0.16% | 0.16% |
• APY compounded daily
• Variable Rate
Holiday Club
| Rate | APY | |
|---|---|---|
| With Automatic Funds Transfer (AFT)* | 0.50% | 0.50% |
| Without Automatic Funds Transfer | 0.25% | 0.25% |
Simple interest paid at end of term. *Automatic Funds Transfer from 1ST SUMMIT Checking or Savings account.
Insured Money Market Accounts
| Amount | Rate | APY |
|---|---|---|
| $300 - $24,999.99 balances | 0.11% | 0.11% |
| $25,000 - $99,999.99 balances | 0.11% | 0.11% |
| $100,000 - $199,999.99 balances | 0.16% | 0.16% |
| $200,000 and over balances | 0.26% | 0.26% |
Bank Deposit Rates China
• APY compounded daily
• Variable Rate
Advantage Plus Money Management
| Amount | Rate | APY |
|---|---|---|
| $.01-$24,999.99 balances | 0.11% | 0.11% |
| $25,000-$99,999.99 balances | 0.11% | 0.11% |
| $100,000-$199,999.99 balances | 0.16% | 0.16% |
| $200,000 & over balances | 0.26% | 0.26% |
• APY compounded daily
• Variable rate
Bank Deposit Rates Comparison
Business Now
• APY compounded daily
• Variable rate
Business Insured Money Market Accounts
| Amount | Rate | APY |
|---|---|---|
| $300 - $24,999.99 | 0.11% | 0.11% |
| $25,000 - $99,999.99 | 0.11% | 0.11% |
| $100,000 - $199,999.99 | 0.16% | 0.16% |
| $200,000 and over balances | 0.26% |
• APY compounded daily
• Variable Rate
The above term A.P.Y. represents Annual Percentage Yield. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.
Central Bank Disclosure of Deposit Yields & Rates
Bank Deposit Rates In Singapore
Effective Dates: March 1, 2021 – March 9, 2021
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 0.05% | 0.050% | $1.00 |
Checking Accounts | Platinum Checking | 0.10% | 0.100% | $50,000 |
Checking Accounts | Platinum Checking | 0.05% | 0.050% | $10,000 |
Checking Accounts | Platinum Checking | 0.05% | 0.050% | $1.00 |
Health Savings Account | Health Savings Accounts | 0.05% | 0.050% | $1.00 |
Savings Accounts | Savings Accounts | 0.05% | 0.050% | $1.00 |
Money Market Accounts | Money Market/Money Market Plus | 0.05% | 0.050% | $2,500 or > (>$1 for MM+) |
Money Market Accounts | Money Market/Money Market Plus | 0.05% | 0.050% | $2,499 or < (N/A for MM+) |
Central Money Market | Personal | 0.05% | 0.050% | < $10,000 |
Central Money Market | Personal | 0.05% | 0.050% | $10,000 to $49,999 |
Central Money Market | Personal | 0.05% | 0.050% | $50,000 to $99,999 |
Central Money Market | Personal | 0.10% | 0.100% | $100,000 to $249,999 |
Central Money Market | Personal | 0.15% | 0.150% | $250,000 or > |
Central Money Market | Nonpersonal | 0.05% | 0.050% | < $10,000 |
Central Money Market | Nonpersonal | 0.05% | 0.050% | $10,000 to $49,999 |
Central Money Market | Nonpersonal | 0.05% | 0.050% | $50,000 to $99,999 |
Central Money Market | Nonpersonal | 0.05% | 0.050% | $100,000 to $249,999 |
Central Money Market | Nonpersonal | 0.05% | 0.050% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 0.05% | 0.050% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 0.05% | 0.050% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 0.10% | 0.100% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 0.15% | 0.150% | $1,000 |
Certificate of Deposit | 1 Year | 0.15% | 0.150% | $500 |
Certificate of Deposit | 2 Years | 0.20% | 0.200% | $500 |
Certificate of Deposit | 3 Years | 0.30% | 0.300% | $500 |
Certificate of Deposit | 4 Years | 0.40% | 0.399% | $500 |
Certificate of Deposit | 5 Years | 0.50% | 0.499% | $500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 0.10% | 0.100% | $2,500 |
Current CD Specials | CD Management Account (1 year – variable rate) | 0.05% | 0.045% | $2,500 |
Individual Retirement Accounts | Variable Rate – 18 Months | 0.15% | 0.150% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 0.15% | 0.150% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 0.15% | 0.150% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 0.20% | 0.200% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 0.30% | 0.300% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 0.50% | 0.499% | $500 |